Budget 2026-27 Pakistan
Pakistan ka naya maliyati saal ka budget samne aate hi har ghar, har dukan aur har nakay par aik hi behas chir gayi hai. Kia is naya budget ne aam aadmi ki kammar tor di hai ya waqai koi posheeda relief mojud hai? Jab bhi Pakistan mein budget pesh hota hai, aam awam do hi cheezon ko dhoodti hai: Pehli ye ke un ki aamdani ya tankhwah mein kitna izafa hua, aur doosri ye ke rozmarra ke istemaal ki cheezain kitni mehngi huin. Pakistan ki maujuda iktisadi surathal, IMF ki sakht sharaat aur aam aadmi ki quwwat-e-khareed (purchasing power) ko dekhte hue is saal ka budget aik nihayat hi mushkil tawazun qaim karne ki koshish lagta hai. Aaye is budget ka aasan lafzon mein postmortem karte hain taake aap ko pata chale ke aap ki jaib par kia asar parne wala hai.
Also read: پنجاب رحمت کارڈ اسکیم 2026: اپنی اہلیت آن لائن چیک کرنے اور اپلائی کرنے کی مکمل گائیڈ
1. Budget 2026-27 Ka Khulasa: Kia Awam Ko Sukoon Mila?
Federal Budget 2026-27 aik aise waqt mein aaya hai jab Pakistan pehle hi tareekhi mehangai ke daor se guzar raha hai. Hakoomat ka kehna hai ke unhon ne mofad-e-aama ko samne rakh kar faislay kiye hain, jabke tajiya kaar is ko aik “IMF-Friendly” budget qaraar de rahe hain.
Is budget ka asal hadaf tax net ko barhana aur un sectors se revenue ikatha karna hai jo pehle tax nahi dete the. Lekin jab bhi aisi policy banti hai, us ka direct ya indirect bojh aam awam par hi parta hai. Kuch shobon mein thora bohat relief zaroor diya gaya hai, lekin us relief ke sath sath tax ki sasti churi bhi chalayi gayi hai.
Kia Ye Budget Mehngai Kam Kare Ga?
Aam aadmi ka sab se bara sawal yahi hai. Jab tak petroleum levy aur indirect taxes barkarar hain, tab tak aam market mein qeemto ko neechay lana aik khwab hi lagta hai. Hakoomat ne dawaiyon aur khani peeni ki kuch aashya par tax thora kam karne ka dawa kia hai, lekin supply chain ke akhrajaat barhne se un ka faida aam sarif tak pohnchna mushkil dikhta hai.
IMF Ki Sharaat Aur Budget Ka Tanaaza
Pakistan is waqt aik naye aur bare IMF program ke liye baat cheet kar raha hai. IMF ki hamesha se pehli shart hoti hai ke subsidies ko khatam kia jaye aur tax revenue barhaya jaye. Is budget mein bhi wahi sab kuch dekhne ko mila hai, jis ki wajah se hakoomat ke paas awam ko khul kar relief dene ke options bohat mehdood the.
2. Sarkari Mulazmeen Ki Tankhwah Aur Pension Mein Izafa
Sarkari mulazmeen ke liye budget hamesha umeed ki kiran hota hai. Is saal bhi sab se ziada focus isi baat par tha ke barhti hui mehangai ke mutabiq salaries mein izafa ho ga ya nahi.
Hakoomat ne is saal bhi ad-hoc relief allowance ki shakal mein mulazmeen ko khush karne ki koshish ki hai. Lekin kia ye izafa market mein mojuda mehangai ka mukabla karne ke liye kafi hai? Chaliye is ke aado shumar ko samajhte hain.
H3: Sarkari Mulazmeen Ki Tankhwah Mein Kitna Izafa Hua?
Is budget mein hakoomat ne sarkari mulazmeen ki tankhwahon mein 15% se le kar 25% tak ka ad-hoc relief izafa tajweez kia hai. Grade 1 se 16 tak ke mulazmeen ke liye 25% izafa tajweez kia gaya hai, jabke Grade 17 se upar ke afsaran ke liye ye izafa taqreeban 15% tak rakhne ki sifarish hai. Ye izafa un ki basic salary par lagaya jaye ga.
H3: Pensioners Ke Liye Budget Mein Kia Khushkhabri Hai?
Retired mulazmeen ke liye bhi hakoomat ne pension mein 15% tak ka izafa tajweez kia hai. Un retired afrad ke liye jo sirf apni pension par guzara karte hain, ye izafa thora sahara zaroor banega, lekin jis tezi se utility bills (bijli aur gas) barhe hain, us ke samne ye izafa na-kafi mehsoos hota hai.
3. Salaried Class Aur Income Tax Slabs Mein Tabdeeli
Aap chahay sarkari naukri karte hon ya kisi private company mein, agar aap tax dete hain toh aap ke liye naye tax slabs ko samajhna intehai zaroori hai. Private sector ke mulazmeen par hamesha tax ka bojh sab se ziada hota hai kyun ke un ki salary se tax pehle hi kat jata hai.
Is saal tax slabs mein kuch radd-o-badal kia gaya hai jis ka seedha asar aap ki monthly take-home salary par parega.
H3: 2026 Mein Kitni Salary Par Tax Lage Ga?
Hakoomat ne tax chhoot (tax exemption) ki had ko tabdeel karne ki koshish ki hai. Pehle ki tarah salana 6 lakh tak ki aamdani par koi tax nahi hai. Lekin 6 lakh se upar ki aamdani wale afrad ke liye tax ke rates ko thora modify kia gaya hai.
H3: Naye Tax Slabs Ka Monthly Salary Par Kia Asar Hoga?
Agar aap ki monthly salary 1 lakh rupay se upar hai, toh aap ko naye slabs ke mutabiq thora ziada tax dena par sakta hai. Hakoomat ne revenue barhane ke liye darmiyani aamdani wale tabqay par tax ka bojh thora barhaya hai, jo ke salaried class ke liye kisi jhatkay se kam nahi hai.
| Salana Aamdani (PKR) | Tax Rate (Andaza) |
| 0 se 6,000,000 (6 Lakh) | 0% (Koi Tax Nahi) |
| 600,001 se 1,200,000 | Purane Rate se thora izafa |
| 1,200,001 se ziada | Progressive Tax Rate |
4. Kon Si Cheezain Sasti Huin Aur Kon Si Mehngi?
Budget aate hi aam aadmi sab se pehle parchoon (retail) ki dukan par jata hai ye dekhne ke liye ke kia sasta hua aur kia mehnga. Sales tax aur custom duties mein tabdeeli ki wajah se rozmarra ki aashya ki qeemton mein wazeh farq aata hai.
Is saal bhi list lambi hai. Kuch items par duty kam ki gayi hai taake un ki local manufacturing barhay, jabke imported items par mazeed tax thonk diya gaya hai.
H3: Awam Ke Liye Sasti Hone Wali Aashya
- Dawaian (Medicines): Kuch imported kham maal (raw material) par duty kam ki gayi hai jis se life-saving drugs ki qeemton mein kami ka imkan hai.
- Solar Panels: Local level par solar energy ko promote karne ke liye solar panels aur un ki batteries se mutaliqa kuch items par tax relief barkarar rakha gaya hai.
- Agri Tools: Ziraat ko barhava dene ke liye naye seeds aur technology par kuch riayat di gayi hai.
H3: Jaib Par Bojh Barhane Wali Mehngi Cheezain
- Mobile Phones: Imported aur high-end smartphones par regulatory duty barhaye jane ka imkan hai, jis se mobiles mazeed mehngi hon gi.
- Gariyan (Cars): Imported aur local gaariyon par bi taxes aur registration fees ko barhaya gaya hai.
- Cigarettes aur Fizzy Drinks: Sehat ke liye muzir aashya par FED (Federal Excise Duty) mazeed barha di gayi hai.
- Packed Food Items: Har qism ke dibba band khane, juice, aur dairy products par sales tax ke naye nizam ke tehat qeemtain barh sakti hain.
5. Welfare Programs: BISP Aur Relief Packages Ka Mustaqbil
Garib aur mutawasit tabqay ke liye sab se bari umeed Benazir Income Support Programme (BISP) aur dosre sasti khurak ke packages hote hain. Shahbaz Sharif hakoomat ne is budget mein welfare programs ke liye makhsoos raqam mein izafa karne ka dawa kia hai.
BISP ke ilawa mukhtalif provincial cards (jaise Punjab mein Himmat Card ya Kisan Card) ke liye bhi federal budget se madad li jaye gi taake ghareeb tabqay ko seedha paisa pohnchaya ja sakte.
H3: BISP Ki Kifalat Raqam Mein Kitna Izafa Hua?
Hakoomat ne BISP ke budget ko guzashta saal ke muqable mein barha diya hai. Is ka matlab hai ke ab mustahiq khwateen ko milne wali sah-mahi (quarterly) qist mein taqreeban 2,000 se 3,000 rupay ka izafa dekhne ko mil sakta hai. Ye un khandaan ke liye aik barri khushkhabri hai jo sirf is imdad par guzar-basar karte hain.
H3: Kya Utility Stores Par Subsidy Barkarar Rahe Gi?
Utility Stores Corporation ke zariye sasti cheezain (Aata, Cheeni, Ghee) dene ka silsila barkarar rakha gaya hai, lekin us ka daira-e-kaar sirf BISP ke registered saroofeen tak mehdood karne ki tajweez hai. Aam sarif ko ab market ke rate par hi cheezain khareedni parain gi.
6. Real Estate Aur IT Sector Par Naye Taxes
Pakistan ki har hakoomat ka khwab hota hai ke woh real estate se tax nikale aur IT sector ko promote kare. Is budget mein bhi in dono sectors ke liye bohat ahem elanaat kiye gaye hain. Real estate par tax barhne se sarmaya kaari thora sush ho sakti hai, jabke IT sector ko freelancer-friendly banane ki koshish ki gayi hai.
Real Estate: Non-Filers Ke Liye Sakhthi
Agar aap filer nahi hain aur plot ya ghar khareedne ka soch rahe hain, toh ye budget aap ke liye aik bara jhatka hai. Hakoomat ne non-filers par advance tax aur withholding tax ke rates ko mazeed barha diya hai taake log tax net mein aane par majboor hon. Property ki khareed-o-frookht par gain tax ki mudat ko bhi tabdeel kia gaya hai.
IT Aur Freelancers Ke Liye Relief ya Shock?
Freelancers aur IT companies ke liye acchi khabar ye hai ke software exports aur digital services par kuch puraani sahooliyat ko barkarar rakha gaya hai. Lekin agar aap local market mein kaam kar rahe hain, toh har digital transaction aur hardware software ki khareedari par lagne wale taxes aap ki pocket par thora asar zaroor dalain ge. Hakoomat ne koshish ki hai ke digital economy ko barhaya jaye lekin tax collection ke naye nizam ke sath.
Final Verdict: Khushkhabri Ya Jhatka?
Is poore budget ka agar nichor nikala jaye, toh ye budget mutawasit tabqay (middle class) ke liye aik “Jhatka” aur nihayat ghareeb tabqay ke liye aik chota sa “Relief” lagta hai. Sarkari mulazmeen ko tankhwahon mein izafa zaroor mila hai, lekin un par lagne wale naye taxes aur market mein barhti hui cheezon ki qeemtain is izafay ko jald hi hazam kar lain gi.
Ek baat bilkul saaf hai: Hakoomat ne IMF ko khush karne aur mulki maseeshat ko chalane ke liye sakht faislay kiye hain. Agar aap filer hain aur aap ki aamdani munasib hai, toh aap ke liye nizam thora asar andaz hoga, lekin non-filers aur imported aashya ke shaiqeen ke liye ye budget waqai aik bara jhatka sabit ho sakta hai.
FAQs (Frequently Asked Questions)
Kya Budget 2026 ke baad petrol sasta hoga?
Budget mein petroleum levy ki had ko barhane ki ijazat di gayi hai. Is ka matlab hai ke aane wale dino mein agar aalami market mein tel sasta na hua, toh Pakistan mein petrol ki qeemton mein mazeed izafa ho sakta hai, kami ka imkan kam hai.
Sarkari mulazmeen ki tankhwah mein izafa kab se lagu hoga?
Sarkari mulazmeen ki tankhwahon mein jo bhi izafa tajweez kia gaya hai, woh naye maliyati saal ke aghaaz yaani 1st July 2026 se lagu ho jaye ga aur July ki salary mein shamil ho kar mile ga.
Non-filers ke liye property khareedna kitna mehnga hua?
Non-filers ke liye withholding tax aur property transfer fees mein taqreeban 5% se 10% tak ka izafa tajweez kia gaya hai. Hakoomat ka maqsad non-filers ke liye property ka karobar mushkil banana hai taake woh filer banain.
Kya solar panels par naya tax laga diya gaya hai?
Hakoomat ne green energy ko promote karne ke liye solar panels par koi naya bhari tax nahi lagaya, balke local manufacturing ko support karne ke liye raw material par riayat di hai taake local solar panels saste ho saken.
BISP ke naye paise kab se milna shuru hon ge?
BISP ka barha hua wazifa budget manzoor hone ke baad agli sah-mahi qist (quarterly installment) se milna shuru hoga, jo ke aam tor par September ya October ke mahine se distribute hoti hai.